Owners of federally taxed homes may be able to minimize their yearly tax bill by claiming a mortgage credit certificate. Even though MCCs provide for annual tax deductions of up to $2,000, the IRS has set a cap on this benefit. Most MCCs are intended for first-time, low-income homebuyers, though specific restrictions vary. Mortgage credit […]
Mortgages
How to Research and Buy in Stocks with Low Volatility
When weighing the potential reward of a security, investors sometimes look at its past volatility to get a sense of the level of risk involved in making a future investment. In order to quantify volatility, several alternative metrics can be utilized, and every trader has their own preference. An investor’s success can be enhanced by […]
Financial Happiness: Individual Loans
Happy Money’s personal loans with fixed interest rates can be helpful for borrowers who want to consolidate their credit card debt. With a “Payoff Loan,” you can combine multiple high-interest credit card payments into a single manageable one at a significantly lower APR. Applicants may find more success with Happy Money because the company reports […]